• Voltage rolls out USD-settled Bitcoin Lightning credit line for businesses Voltage has launched a US dollar‑settled revolving credit line that plugs directly into Bitcoin and Lightning payment flows, letting businesses send instant, Lightning‑style payments. • Cointelegraph in your social feed Bitcoin infrastructure company Voltage has announced the launch of Voltage Credit, a programmatic revolving line of credit designed to let businesses send payments with Lightning-style instant finality while still repaying the credit line in US dollars from a standard bank account or in Bitcoin. • In a Thursday release shared with Cointelegraph, the company, which provides enterprise-grade solutions for regulated businesses, said it was targeting chief financial officers and treasurers who wanted “send now, pay later” flexibility on the fastest payment rails available, without having to holdcryptoon their balance sheet. • Rather than positioning it as just another Lightning-backed loan, Voltage pitched the product as an embedded piece of the payment flow, and the “first revolving line of credit that delivers instant payment finality and the capability to settle entirely in USD.” CEO Graham Krizek told Cointelegraph that while players like Stripe and Block blended faster payments with working capital, they didn’t embed a revolving credit facility directly intoLightningpayments in the way Voltage does, adding that Stripe did not support Lightning at all. • Related:Stripe-owned Bridge gets OCC conditional approval for national bank charter In the Block model, he said, Lightning and credit remain separate workflows, whereas Voltage lets businesses originate credit and immediately use it to send or receive Lightning and stablecoin payments in real time, without pre-funding or manual treasury movements. • Underwriting against payment flows, not static BTC collateral Voltage said it departs from traditional crypto lending by underwriting against payment flows rather than static Bitcoin (BTC) c

Article Summaries:

  • Voltage has launched Voltage Credit, a USD‑settled revolving line of credit that lets U.S. businesses send instant‑finality Lightning payments while repaying the credit in either U.S. dollars or Bitcoin. The product is embedded directly into the payment flow, allowing “send‑now, pay‑later” without holding crypto on the balance sheet. Unlike traditional crypto‑lending, Voltage underwrites credit against a company’s payment volume rather than static BTC collateral, and it manages the entire loan process itself. The line carries a 12 % APY and a flat platform fee. Initially, the service is available to qualified U.S. businesses in all states except California, Nevada, North Dakota, Vermont, and Washington.

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