• spot XRP ETFs launched in November 2025, reaching $1 billion in AUM in less than four weeks, the fastest to do so since ETH. • The offering significantly expands U.S access to XRP for investors previously limited by custody and compliance barriers. • The XRPL is primed for institutional adoption, as necessary identity, financial, compliance, and privacy features are being implemented. • These include multipurpose tokens (MPTs) with metadata to store RWA parameters, a native lending protocol, confidential MPTs using Zero Knowledge Proofs (ZKPs), and credentials to control access via KYC/AML. • Permissioned Domains (XLS-80) is scheduled to go live in February and builds on Credentials, allowing entities, such as institutions, to require specific credentials, including Know Your Customer (KYC) requirements, to access their offerings on the XRPL. • Ripple’s USD-pegged stablecoin, RLUSD, closed 2025 with a market cap of $235 million on the XRPL (+164% QoQ), making it the network’s largest stablecoin.
Article Summaries:
- U.S. spot XRP ETFs launched in November 2025, reaching $1 billion in AUM in less than four weeks, the fastest to do so since ETH. The offering significantly expands U.S access to XRP for investors previously limited by custody and compliance barriers. The XRPL is primed for institutional adoption, as necessary identity, financial, compliance, and privacy features are being implemented. These include multipurpose tokens (MPTs) with metadata to store RWA parameters, a native lending protocol, confidential MPTs using Zero Knowledge Proofs (ZKPs), and credentials to control access via KYC/AML. Per
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